Terms and Conditions
These terms and conditions (the “Terms and Conditions”) govern the use of Murmuratto (the “Site”).
This Site is owned and operated by COGNITIO CORPORATION. This Site is a business website.
By using this Site, you indicate that you have read and understand these Terms and Conditions and agree
to abide by them at all times.
THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT
IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT
All content published and made available on our Site is the property of COGNITIO CORPORATION
and the Site’s creators. This includes, but is not limited to, images, text, logos, documents, downloadable
files, and anything that contributes to our site’s composition.
The minimum age to use our Site is 18 years old. By using this Site, users agree that they are over 18
years old. We do not assume any legal responsibility for false statements about age.
As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to:
• Harass or mistreat other users of our Site;
• Violate the rights of other users of our Site;
• Violate the intellectual property rights of the Site owners or any third party to the Site;
• Hack into the account of another user of the Site;
• Act in any way that could be considered fraudulent; or
• Post any material that may be deemed inappropriate or offensive.
If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we
reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take
any legal steps to prevent you from accessing our Site.
Users may post the following information on our Site:
• Public comments.
By posting publicly on our Site, you agree not to act illegally or violate these Terms and Conditions.
When you create an account on our Site, you agree to the following:
- You are solely responsible for your account and the security and privacy of your account,
including passwords or sensitive information attached to that account; and
- All personal information you provide to us through your account is up-to-date, accurate, and
truthful and that you will update your personal information if it changes.
We reserve the right to suspend or terminate your account if you are using our Site illegally or if you
violate these Terms and Conditions.
Sale of Services
These Terms and Conditions govern the sale of services available on our Site.
The following services are available on our Site:
• A continuous improvement & engagement software.
The services will be paid for in full when the services are ordered.
These Terms and Conditions apply to all the services displayed on our Site when you
access it. All information, descriptions, or images we provide about our services are as accurate as
possible. However, we are not legally bound by such information, descriptions, or images as we cannot
guarantee the accuracy of all services we provide. You agree to purchase services from our Site at your
We reserve the right to modify, reject or cancel your order whenever it becomes necessary. If we cancel
your order and have already processed your payment, we will give you a refund equal to the amount you
paid. You agree that you are responsible for monitoring your payment instrument to verify receipt of any
User Goods and Services
Our Site allows users to sell goods and services. We do not assume any responsibility for the goods and
services users sell on our Site. We cannot guarantee the quality or accuracy of any goods and services sold by users on our Site. However, if we are made aware that a user is violating these Terms and
Conditions, we reserve the right to suspend or prohibit the user from selling goods and services on our
Your subscription does not automatically renew. You will be notified before your next payment is due
and must authorize that payment for your subscription to continue.
We accept the following payment methods on our Site:
• Credit Card; and
• Checks, and electronic bank transfers.
When you provide us with your payment information, you authorize our use of and access to the
payment instrument you have chosen to use. By providing us with your payment information, you
authorize us to charge the amount due to this payment instrument.
If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to
cancel or reverse your transaction.
Consumer Protection Law
Where any consumer protection legislation in your jurisdiction applies and cannot be excluded, these
Under that legislation, terms and Conditions will not limit your legal rights and remedies. These Terms
and Conditions will be read subject to the mandatory provisions of that legislation. If there is a conflict
between these Terms and Conditions and that legislation, the mandatory provisions of the legislation will
Limitation of Liability
COGNITIO CORPORATION and our directors, officers, agents, employees, subsidiaries, and affiliates
will not be liable for any actions, claims, losses, damages, liabilities, and expenses, including legal fees
from your use of the Site.
Except where prohibited by law, by using this Site, you indemnify and hold harmless COGNITIO
CORPORATION and our directors, officers, agents, employees, subsidiaries, and affiliates from any
actions, claims, losses, damages, liabilities, and expenses, including legal fees arising out of your use of
our Site or your violation of these Terms and Conditions.
Subject to any exceptions specified in these Terms and Conditions, if you and COGNITIO
CORPORATION are unable to resolve any dispute through informal discussion, then you and
COGNITIO CORPORATION agrees to submit the issue before a mediator. The decision of the mediator
will not be binding. Any mediator must be a neutral party acceptable to both you and COGNITIO
CORPORATION. The costs of any mediation will be paid by the unsuccessful party.
Notwithstanding any other provision in these Terms and Conditions, you and COGNITIO
CORPORATION agrees that you both retain the right to bring an action in small claims court and to
bring an action for injunctive relief or intellectual property infringement.
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent
or invalid under applicable laws, those provisions will be deemed void and will be removed from these
Terms and Conditions. All other provisions will not be affected by the removal, and the rest of these
Terms and Conditions will still be considered valid.
These Terms and Conditions may be amended from time to time to maintain compliance with
the law and to reflect any changes to the way we operate our Site and the way we expect users to behave
on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on
Phone number: 1 (877) 786-4090
14460 Falls of Neuse Rd. Suite 149-235 Raleigh, NC 27614